Very Cheap Vehicle Insurance: Tips For Special Profiles

1. Under-25 drivers attract very high vehicle insurance rates. If you belong to this age range you can get more affordable rates if you maintain good grades at school.

This discount is for students who get A's or a minimum of B's. This attracts a discount of about five percent. This is so because insurers think there is a connection between good grades and a young person's behavior behind wheels. Students who maintain excellent grades are generally seen as more responsible and less prone to reckless driving.

2. Completing a drivers' refresher course will help those above fifty-five years cut down their rates. Because doing this could earn you a discount as high as 10%, it's certainly worth giving a try. Find out from your agent about your insurance carrier's position on this and how to go about it.

3. Are you retired? Then you should qualify for a retiree discount with most insurers. Retired persons don't have to drive to work every day. Driving less will result in lower mileage which surely makes you a better risk.

Note that you qualify for this if you're a retired person. So it's a good thing to discuss this with your insurance agent. Even if they don't call it a retiree discount, registering a remarkable reduction in mileage is recommended. Unless the change in your mileage isn't big enough, you should shop for another insurer if you don't get a decent discount.

4. You will save much if you only have between 25-30 minutes. Visit, obtain and compare auto insurance quotes from selected quotes sites. The lowest offer should be what you pick easily.

Nevertheless, you have to go beyond simply the lowest quote to the best price to value ratio. The lowest priced may not be the best price/value for you as an individual.

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