Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Tuesday, September 22, 2009

Very Cheap Automobile Insurance: 4 Guaranteed Ways


1. People who have more than one car will make huge savings if they insure all those cars with the same auto insurance provider. However, there are some cases where you'll make more savings by buying from different insurance carriers. You can ensure you are making the right choice by doing extensive comparison shopping. But anyway, a multi-vehicle discount is one way to get cheaper rates.

2. You will equally get a reasonable discount if you hold multiple policies with the same insurance company. All you need to do to qualify for this discount is to get your vehicle insurance policy from the very company which is providing, for instance, your home insurance.

However, note that you may be better served if you buy your different policies from different providers who have the lowest rates for each policy. It is recommended that you do comparison shopping. If you do this, you'll be be well equipped to determine if switching would be to your advantage.

3. Drivers who don't make claims for over 3 years generally attract a special discount for it. But take note that not all insurance companies present this discount.

Your agent should be made to see your dissatisfaction with their refusal to offer you such a discount and do NOT forget to stress that you will possibly change over to a different insurance provider. Really, you should leave them because you will certainly enjoy a better deal with another company if you've maintained a clean slate for this long.

And, believe it or not, your insurance provider is likely to shift grounds if they see you are quite serious about switching.

4. Make out some time to visit not less than 5 insurance quotes sites that offer quotes on auto insurance policies. It should require around 25 minutes.

As you visit each quotes site, make sure you give the same details. Doing otherwise will return misleading results. When you've obtained your auto insurance quotes, compare them to see which serves your interest best in price/value.

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