Really Cheap Car Insurance -- Suggestions For Particular Age Ranges

1. For people who are under 25 years, car insurance rates can be really outrageous. But for people who fall within this age group, having good grades at school will go a long way to help you get cheaper rates.

To enjoy this, however, you must have at least a "B" grade. For young drivers who meet this eligibility requirement, you can expect discounts of about 5 percent. Experience has shown insurers that what makes a student keep getting excellent grades is a level of responsibility which such students also maintain while driving. Students with excellent grades are usually considered more responsible and less likely to take to recklessness behind wheels.

2. For those who are over 55 years old, you will be eligible for a discount after a drivers' refresher course. You can save on your monthly premium by up to 10% once you pass this course. You should get details about this from your agent.

3. Are you a retired person? Then you should qualify for a retiree discount with most insurance providers. The plain logic for this discount is that retirees usually drive less. This will effectively cut down anybody's mileage.

Don't forget that you qualify for this if you are retired. Get your insurance carrier's policy on this. And, if your he/she says they don't offer this kind of discount, do your best to point out the big adjustment in your mileage. This should bring about better rates for you.

4. You can get lower quotes on auto insurance now by visiting at least five quotes sites. Each quotes site will require about 5 minutes or less to request quotes. (Some people fill in information that are not really true about themselves. That is NOT smart as the quotes you'll get this way will NOT be of any use to you).

You'll simply select lowest auto insurance quote for you from the list of quotes you've obtained. That's all there is to it. Nevertheless you could easily save hundreds of dollars.

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