Auto Insurance -- Even If You Don't Have A Car?

Why should anybody who does not own a car even bother about getting a auto insurance policy? Sit tight because you are in for a great surprise! Owning a auto insurance policy even though you do not having a car would be a samrt decision in a number of situations to be discussed shortly.

Since your city has a mass transit system, you'll not need a personal vehicle for your daily movements. You can easily go to a car rental service whenever you want to go for a picnic or vacation.

Along with providing you with vehicles for the period you want to use a private car, these rental companies also sell auto insurance policies that cover you throughout that period. A non-owner car insurance policy is, however, more affordable for you on the long run if you rent vehicles often. You won't have to be getting short term insurance covers from rental companies.

Furthermore, your friends and sibblings will feel much more comfortable releasing their cars to you if you want to use one. Does not the gesture of getting a non-owner auto insurance policy tell you such a person is very thoughtful? If you can prove that you are very responsible, people prefer to deal with you.

Hold on. A non-owner auto insurance policy runs within a certain rule. Your non-owner's policy can't override the car owners policy. This policy gets to work if the car owner's policy can't cover the damages caused. I think an example will help make this clearer...

Letus say you had an accident with a borrowed vehicle that resulted in damages that totalled twenty seven thousand dollars. If the vehicle owner's liability limit is thirty thousand dollars, your insurance won't be touched. However, if in the same case, the owners liability limit is fifteen thousand dollars, your insurance will take care of the balance.

It is very important, if you have something to do with car insurance, that you learn how to make huge savings because of the disparity in premiums by insurance companies. It is very ethical and lawful and can save you around one thousand dollars...

Get Cheap Auto Insurance Quotes And Save Much Now!
Get Quick Free NO-Obligation Quotes Now And Save!