Cheapest Vehicle Insurance: 4 Tested Ways

1. A multi-vehicle discount is a smart and simple way to enjoy lower automobile insurance rates. You are only advised to do otherwise if the sum of your rates across different insurance carriers is less than what you'll get with a multi-vehicle discount if you buy from one insurer. You can find out which will serve you best by first doing a little research before taking this step. But if you don't plan to shop around, you can be sure that you'll still save handsomely with a multi-vehicle discount.

2. Holding more than one policy with a specific provider equally gets you a considerable discount. That's, for instance, if you get an auto policy from the same carrier which underwrites your homeowners' insurance.

Nevertheless, I must emphasize that you may NOT be saving as much as you could by switching. It is worthwhile that you do extensive research. You will be sure of the better option in your case after you take this step.

3. Remaining claims-free will make you eligible a good discount. But don't be taken aback if your insurance agent says that your auto insurance provider doesn't offer this discount.

If your insurer is one of the few who don't offer this discount let them know point-blank that you will go to another provider. Take it or leave it, every insurer likes having policyholders who stay claims free for these number of years and you shouldn't have any difficulty getting cheaper rates with a number of other providers.

Almost all insurance carriers will do everything possible to make sure they don't lose a prized policyholder and this should result in a concession from them.

4. You can reduce your auto insurance rates by obtaining and comparing quotes from at least five reputable insurance quotes sites.

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