Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Saturday, April 19, 2008

Cheaper Alabama Auto Insurance -- Some Tips That Will Help You Get It

1. An easy way to make sure you get cheaper Alabama auto insurance is being careful every time you're behind wheels. You'll be making a wise resolution to stay away from the wheels if you take alcohol.

Traffic offences that are related to drinking will make you pay very high rates. Even little things like speeding tickets do add up to make you get higher rates over time. You'll do yourself a world of good by obeying all traffic laws always.

2. We all know that no age bracket pays as much for auto insurance as the under-25 age group. But for those who find themselves within this age range, getting good grades at school will go a long way to help you enjoy cheaper rates.

The good student discount is for students who get A's or nothing less than B's. This will attract a discount of about 5%. Experience has shown insurance carriers that what makes a student keep getting excellent grades is a level of responsibility which such students also maintain while driving. Students who maintain good grades are generally considered more responsible and less likely to take to reckless driving. Get more savings tips for teen drivers here: http://www.quality-insurance-4-less.com/teens-car-insurance.html

3. Ensure your Alabama auto insurance policy is not allowed to lapse for any reason..You'll attract more expensive rates for a long time if you let this happen albeit by mistake. It's easy for this to happen to some folks when they are changing to another insurance provider.

To avoid this, make sure that the new policy is fully in place before you terminate the previous one. It appear to be simple but, believe it or not, many individuals are paying higher rates today simply because they were negligent in this.

4. All occupations are not equal -- At least from the auto insurance viewpoint. An attorney attracts more expensive rates than a pilot. The rationale for such concessions is that certain occupations have been seen to be statistically less prone to crashes and accidents.

You agent is in a good position to tell you if your vocation is eligible for certain discounts. Nevertheless, the discount you'll get varies from company to company.

5. You will save a lot on your Alabama auto insurance even if you only have between 25-30 minutes. Visit, receive and compare quotes from several quotes sites. The lowest quote should be your choice easily. However, you have to look beyond just the lowest price to the best price/value. The lowest priced may not offer the best price/value for you as an individual.